4.9/5 on Clutch (38 reviews) 120+ products shipped since 2019 NDA & GDPR compliant • Code you own 100% Free estimate in 24h →
Fintech specialists — Available for new projects — Avg. reply in 4 hours

Fintech Apps — Compliant, Secure & Scalable

We build secure, compliant fintech apps that scale from KYC onboarding and AML checks to ledgers, payments, trading and analytics. As a senior team behind 120+ products rated 4.9/5 on Clutch, we deliver audit-ready, encrypted and regulator-friendly solutions. Explore our services, solutions, work and contact us to launch your secure fintech platform confidently and efficiently for global growth today together.

  • Senior team reviews your idea free within 24 hours
  • Fixed-price proposal with milestones — pay per sprint, cancel anytime
  • NDA before you share details • You own 100% of code & IP
Get a Free Project Estimate See Our Work
Free 30-min tech review • No obligation • NDA on request
NDA Protected 90-Day Warranty Code You Own 100%
SM DC ER
★★★★★ 4.9 / 5
120+ verified clients • Read reviews
we2app • Project board
✓
DONE
⟡
IN REVIEW
◍
◍
◍
On track — Next demo Friday Sprint 4/6
120+
Products Shipped
Mobile, web & desktop
5+ years
In Business
Founded 2019 • Remote-first
4.9/5
Avg. Client Rating
38 Clutch reviews • 120+ total
98%
On-Time Delivery
Bi-weekly demos, no surprises
Fintech solutions

Built for Regulated Money Movement

Secure, compliant, and auditable by design — from onboarding to ledger to trading. Explore related services, solutions, work, and contact for a tailored estimate.

KYC/Compliance — Secure Onboarding & Verification

Our KYC/Compliance solutions automate identity verification, document checks, liveness detection, PEP and sanctions screening with auditable workflows. We integrate trusted providers, encrypt PII end-to-end, enforce role-based access, and log every decision for regulators. Built to meet GDPR, AML and regional requirements, our flows reduce manual review by up to 70 percent while improving approval rates. Reusable components, webhooks and admin dashboards let compliance teams review, override and export reports confidently. Start with our services to accelerate compliant onboarding securely today.

Ledger/Payments — Accurate, Reconciled Money Flows

Our Ledger/Payments engine delivers double-entry accounting, real-time balances, idempotent transactions and instant reconciliation you can trust. We support cards, bank transfers, wallets and local rails with PCI-aware tokenization, encryption and fraud checks. Every payment is traceable, reversible and reconciled automatically, with audit trails, webhooks and Ops dashboards for finance teams. Built for scale, it processes thousands of transactions per second without drift. Explore our solutions for ledger architecture and payment orchestration that keeps money movement accurate, compliant and observable worldwide.

Trading/Analytics — Low-Latency Markets & Insights

Our Trading/Analytics platform powers order books, execution, market data streaming and portfolio analytics with low latency and resilient infrastructure. We build charting, risk metrics, P&L, alerts and reporting that traders actually use, backed by secure APIs, WebSockets and audit logs. Real-time and historical data pipelines feed dashboards and compliance exports without lag. Whether equities, crypto or derivatives, we ensure accuracy and uptime. View our work and contact our team to launch trading experiences that are fast, compliant and data-driven today.

Trusted by teams at — and featured in daily use by 500k+ end users

meridian • fintech peakflow • logistics zenth • healthtech axiom • SaaS lumen • e-commerce
What we do

From Idea to Launch — We Handle Everything

Senior engineers and designers. No juniors on your project. Modern stack, clean code, and designs that convert.

  • Mobile App Development

    iOS (Swift) & Android (Kotlin / Flutter). Native & cross-platform. App Store & Play Store handling included.

    Swift Kotlin Flutter React Native
    • MVP in 4–6 weeks
    • App Store & Play Store submission
    • Offline-first & push notifications
    Start a mobile project →

  • Web Application Development

    React, Next.js, Node.js, Python. Progressive Web Apps, dashboards, and SaaS platforms that scale.

    React Next.js Node.js Python
    • Dashboard & SaaS architecture
    • Real-time & PWA support
    • API & cloud scaling
    Start a web project →

  • Desktop App Development

    Windows, macOS, Linux. Offline-first, high-performance apps for teams that need to work anywhere.

    Electron Tauri .NET
    • Offline-first & sync
    • Cross-platform (Win/Mac/Linux)
    • High performance
    Start a desktop project →

  • UI/UX Design & Consulting

    User research, prototyping, design systems & branding. We validate before we build — so you don’t waste budget.

    Figma Design System Branding
    • User research & testing
    • Design system & Figma handoff
    • Clickable prototype in days
    Start with design →
Why teams stay

Why 120+ Businesses Choose we2app

We’re not the cheapest. We’re the team founders call after a cheap build fails.

  • Speed to Market

    MVP in as little as 4 weeks. Weekly demos so you’re never in the dark.

  • Senior-Only Team

    5+ years avg. experience. No juniors learning on your budget.

  • 90-Day Warranty

    Free bug fixes post-launch. We stand behind what we ship.

  • You Own Everything

    Full IP transfer, code in your GitHub, docs & handover. No lock-in.

Trust & transparency

Zero-Risk Collaboration

We’ve removed every reason teams hesitate to outsource. Here’s how we protect you.

  • NDA & IP Protection

    Signed NDA before you share anything sensitive. You own 100% of the IP and source code from day one.

  • Transparent Fixed Price or Weekly Caps

    Detailed estimate with milestones. No hidden fees. Pay per sprint — cancel anytime.

  • Bi-Weekly Demos & Reports

    See progress every 2 weeks. Slack + Notion access. You always know where your money goes.

  • 90-Day Bug-Free Guarantee

    Any bug we introduced is fixed free for 90 days after launch. No questions asked.

  • Full Documentation & Handover

    Clean code, docs, and onboarding so your team can take over anytime — even if you don’t stay with us.

  • GDPR & Security Aware

    Secure coding, encrypted storage, and GDPR-minded data handling from the start.

How it works

Simple & Transparent — From Idea to Launch

Four steps. No jargon. You approve every stage before we proceed.

  1. 01

    Discover

    Free 30-min consultation. We map goals, users, and technical scope.

    Day 1–3 • Free
  2. 02

    Design

    Click-through prototype & wireframes for your approval. Iterate until it’s right.

    Week 1–2
  3. 03

    Develop

    Agile sprints with demos every 2 weeks. Track progress in Notion & Slack.

    Week 3–8 • Bi-weekly demos
  4. 04

    Launch & Scale

    Store publishing, monitoring, and 90-day support. We stay until you’re stable.

    Launch + 90 days warranty
Real outcomes — not just screens

Impact by the Numbers

Aggregated results from 120+ launches. Verified via Clutch, App Store Connect, and client analytics — not vanity metrics.

  • End users reached 500k+

    Monthly active users across shipped iOS, Android & web apps. Healthcare, logistics, fintech & e-commerce.

    App Store + Firebase Analytics
  • Client value enabled $4.7M+

    Combined revenue enabled + operational savings reported by clients 2023–2026. Avg. $200k / client / year.

    Client-reported, Clutch-verified
  • Avg. store rating 4.8★

    Across 42 live App Store / Play Store listings. 50k+ downloads on top app (MedTrack, 4.8★).

    App Store Connect, 42 apps
  • Efficiency gain 40%

    Average workflow time reduction after replacing spreadsheets / legacy tools. Measured at 30/60/90 days.

    Before/after ops audits
  • On-time delivery 98%

    Sprints delivered on agreed date. Bi-weekly demos, fixed-price milestones — no “it’s almost done”.

    120 projects, Notion sprint logs
  • Security record 0 breaches

    Zero critical data breaches. Secure code reviews, encrypted storage, GDPR-minded handling since 2019.

    Internal sec. audits

Metrics aggregated from 120+ projects (2019–2026). Figures from client-reported revenue/savings, Firebase/App Store analytics, and sprint logs. Available for verification on discovery call. Case-study PDFs available under NDA.

See verified reviews → Get your estimate with metrics like these Free 30-min review • We model your ROI before you commit
Verified reviews

Don’t Take Our Word for It

All reviews are from verified Clutch & direct clients. Full names, companies, and dates included.

★★★★★ Verified Clutch

“The we2app team rebuilt our entire customer portal in 8 weeks. Our churn rate dropped 25% because the app finally works the way our users expect. Weekly demos kept us confident the whole time.”

SM
Sarah Mitchell
CEO, ShopLytics
E-commerce SaaS • 50–200 employees • Singapore
Mar 2026 • View on Clutch • Project: $42k • 8 weeks
★★★★★ Verified

“I had a rough idea. They turned it into a polished, investor-ready demo in under a month. We closed our seed round because of it. The CTO even joined investor calls — above and beyond.”

DC
David Chen
Founder, FitLaunch
Fitness SaaS • Seed stage • San Francisco
Jan 2026 • LinkedIn recommendation • Project: $28k • 6 weeks
★★★★★ Verified Clutch

“Their communication is brilliant. Weekly updates, realistic timelines, and beautiful design. We’ve already hired them for a second project. Feels like an in-house team, not an agency.”

ER
Emma Rodriguez
COO, MedTrack
Healthcare • 10–50 employees • Ho Chi Minh City
Dec 2025 • View on Clutch • Project: $65k • 10 weeks

Want to speak to a past client? We’ll connect you — no referral fluff.

Clutch 4.9 • 38 reviews
NDA-first • Signed before kickoff
100% IP • Your GitHub, your code
SSL & GDPR • Secure by default
The team behind the work

Senior Humans, Not a Black Box

You’ll work directly with the people who ship. No account managers, no hand-offs.

QN

Quang Nguyen

Founder & Tech Lead • 10 yrs

Ex-Grab, ex-FPT. Led 40+ mobile & web launches. Your main point of contact from day one.

LinkedIn
LT

Linh Tran

Product Designer • 8 yrs

Design systems for fintech & healthtech. Figma expert — prototypes you can test with real users.

LinkedIn
HD

Huy Do

Senior Full-Stack • 7 yrs

React / Node / Python. Built systems handling 2M+ requests/day. Obsessed with clean, documented code.

LinkedIn
MP

Minh Pham

Mobile Lead • 8 yrs

Swift & Flutter specialist. 15+ apps in App Store/Play Store with 4.7★ average rating.

LinkedIn
Common questions

What Founders Ask Before Signing

Who owns the code and IP?
You do — 100%. From the first commit, code lives in your GitHub/GitLab. At launch we transfer all IP, docs, design files (Figma), and credentials. You can continue with us or take it in-house anytime.
What if I’m not satisfied? Do you offer refunds?
We work in 2-week sprints. You approve each sprint before the next starts — so there are no big surprises. If a sprint doesn’t meet the agreed acceptance criteria, we fix it before invoicing the next. 90-day bug-free warranty included.
How do you handle confidentiality? Can you sign an NDA?
Yes — we sign your NDA or provide ours before you share anything sensitive. All team members are under NDA, and we never reuse or resell your idea or code.
What does communication look like? Time zones?
Direct Slack channel + Notion board + bi-weekly video demos. We overlap 4–6 hours with CET and PST. Average reply time: 4 business hours. No project managers in the middle — you talk to the builders.
How do you estimate cost and timeline?
After a free 30-min discovery call, we send a detailed proposal within 24 hours: scope, milestones, fixed price or capped weekly rate, and timeline. No vague “$X per hour, we’ll see.” You approve before we start.
What happens after launch?
90 days of free bug fixes, store submission, analytics & crash monitoring setup. After that, optional monthly care plan (updates, OS compatibility) — or we hand off everything and you run it yourself. No lock-in.
Let’s talk — it’s free

Have an Idea? Let’s Build It Together.

Get a free, no-obligation estimate and a senior-tech review of your idea within 24 hours. NDA available before you share details.

Reply in ~4 hours NDA on request Senior review, not sales
Encrypted & GDPR compliant • No spam, ever • Unsubscribe anytime

Prefer to talk now? team@we2app.com • Or book a 30-min call via Calendly →

Prefer email? team@we2app.com • Book via Calendly → • Avg. reply: 4 business hours